Theo Vance

Theo Vance is a leading voice at the intersection of emerging technology, financial systems, and institutional transformation. With a background in artificial intelligence and fintech, he made his mark with Smart Money 2.0: How AI is Transforming Wealth Building, where he demystified the role of intelligent algorithms in personal finance, investment, and financial planning. His expertise lies not only in decoding complex systems but in revealing their societal consequences.In this latest work,...See more

Theo Vance is a leading voice at the intersection of emerging technology, financial systems, and institutional transformation. With a background in artificial intelligence and fintech, he made his mark with Smart Money 2.0: How AI is Transforming Wealth Building, where he demystified the role of intelligent algorithms in personal finance, investment, and financial planning. His expertise lies not only in decoding complex systems but in revealing their societal consequences.In this latest work, Theo expands his scope beyond finance, exploring the deeper implications of smart contracts, decentralised governance, and protocol-based automation. He sees these technologies not as isolated innovations but as harbingers of a new social architecture-one where code rewrites the rules of commerce, law, and identity.Theo's writing combines technical fluency with philosophical curiosity. He invites readers to examine not only how decentralised systems function, but why they matter. Through sharp analysis and engaging prose, he helps professionals, policymakers, and curious minds alike navigate a world where trust is no longer centralised, but encoded.As a futurist and systems thinker, Theo Vance is committed to making complex technological shifts understandable-and more importantly, meaningful-for those who will live within them. See less